Tres Leches Bread Pudding

Preheat oven to 350°F. Grease a 2-qt. square baking dish. Place bread cubes, raisins, and, if desired, nuts in the dish. In a medium bowl whisk together 2/3 cup of the sweetened condensed milk, 2/3 cup milk, and the next five ingredients (through vanilla). Pour over bread mixture in dish. Use a spatula to press bread down into the milk mixture.

Bake, uncovered, 40 minutes or until puffed and a knife inserted near the center comes out clean. Cool slightly, about 10 minutes.

Meanwhile, in a small saucepan melt chocolate over low. Stir in remaining sweetened condensed milk and 2 to 3 Tbsp. milk to reach desired consistency. Drizzle chocolate over each serving of bread pudding.