In a medium skillet heat juice or cider to boiling; add peach halves. Cover and simmer fresh peach halves 5 to 6 minutes or until tender, turning over once. (If using canned peaches, cook 3 to 4 minutes or until heated through.) Place one fruit half in each dessert dish. Drizzle juice around fruit.
Meanwhile, in a small skillet melt margarine. Stir in crushed wafers and almonds. Stir over medium-low heat until almonds are lightly toasted. Sprinkle over fruit. Makes 4 servings.