Preheat the oven to 400 degree F. Lightly coat a 9-inch pie plate or quiche pan with cooking spray, or grease with shortening. In a blender container combine milk, eggs, flour, toasted wheat germ or cornmeal, and onion powder. Cover and blend mixture for 15 seconds.
Pour into prepared plate or pan. Sprinkle with Monterey Jack cheese, Parmesan cheese, and bacon pieces.
Bake in the 400 degree F oven for 18 to 20 minutes or until a knife inserted near the center comes out clean. Let stand for 5 minutes. Makes 4 main-dish servings.