Select Home Warranty Reviews & Coverage — Is It Worth It?

Considering Select Home Warranty? Read our Select Home Warranty review for information on the company’s coverage options, claims process, and more.
September 15, 2020
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Are you considering Select Home Warranty as your home warranty service provider? With three different plans for under $40 per month and a $75 service fee, Select Home Warranty offers some of the most affordable coverage plans in the industry.

In this review, we discuss Select Home Warranty plans in detail so that you can decide whether Select is the best home warranty provider for your coverage needs. To get a free quote from Select Home Warranty, call 888-370-3956 or fill out this form.

In this article:

  • Background & Availability
  • Select Home Warranty Plans
  • Select Home Warranty Cost
  • How to Submit a Claim
  • Select Home Warranty Reviews
  • Verdict & Recommendation
  • Best Home Warranty Companies

Background & Availability

Select Home Warranty was founded in 2012 in Mahwah, New Jersey, and is available in 47 states, excluding Nevada, New York, and Washington. The company is well-known for its affordably priced plans that include free roof leak coverage.

Select Home Warranty Plans

Select Home Warranty offers a Bronze Care, Gold Care, and Platinum Care plan. Select also offers free roof leak coverage with all plans and provides seven optional add-ons for more comprehensive coverage. Below is a list of covered items and optional add-ons offered by Select.

Bronze Care:

  • Clothes washer
  • Clothes dryer
  • Garbage disposal
  • Refrigerator
  • Stove/oven
  • Built-in microwave oven
  • Cooktop
  • Dishwasher

Gold Care:

  • Plumbing system
  • Heating system
  • AC/Cooling
  • Electrical system
  • Water heater
  • Ductwork

Platinum Care:

  • Clothes washer
  • Clothes dryer
  • Garbage disposal
  • Refrigerator
  • Stove/oven
  • Built-in microwave oven
  • Cooktop
  • Dishwasher
  • Plumbing system
  • Heating system
  • AC/Cooling
  • Electrical system
  • Water heater
  • Ductwork
  • Garage door opener
  • Ceiling fan
  • Plumbing stoppages

Select offers these seven optional add-ons:

  • Pool pump
  • Septic system
  • Stand-alone freezer
  • Lawn sprinkler system
  • Central vacuum
  • Sump pump
  • Well pump

Note: As with most home warranty companies, there’s a waiting period of 30 days before coverage kicks in and a claim can be submitted to the company.

Coverage Exclusions

Select Home Warranty’s terms and conditions mention a number of excluded items in its plans, listed below. Select also doesn’t cover damage that’s caused by improper installation, damage caused by the failure to maintain a system or appliance, or items damaged by materials such as lead or asbestos.

Here’s a list of excluded items:

  • Shelves
  • Door handles
  • Doors
  • Hinges
  • Knobs and buttons
  • Door seals
  • Freon and damage from a freon leak
  • Displays
  • Latches
  • Timers
  • Leveling equipment
  • Clogged drains or lines
  • Cosmetic issues
  • Gaskets
  • Leak searches
  • Lights
  • Noise
  • Refrigerants
  • Valves
  • Dispensers
  • Electrical failures and upgrades

Coverage Limits

Select Home Warranty has coverage limits for each of the covered items in its contracts. A coverage limit is the maximum amount a home warranty company will pay for covered repairs and replacements. Compare Select’s coverage limits in the chart below.

  • Heating and cooling: $2,000
  • Electrical: $500
  • Appliances: $500
  • Add-on items: $400
  • Freon coverage: $250

Select Home Warranty Cost

A home warranty plan comes with two types of costs: monthly premiums and service fees. Monthly premiums are paid every month to receive protection, while a service fee is paid each time a covered repair or replacement is needed.

Select Home Warranty prices its plans at under $40 per month, making Select one of the cheapest home warranty providers in the entire industry. Additionally, the company charges a $75 service call fee, which is in line with the industry standard of $75 to $125. Compare the quotes we received from this provider below.

  • Gold Plan: $35.83 per month
  • Bronze Plan: $35.83 per month
  • Platinum Plan: $37.50 per month
  • Service Fee (all plans): $75

How to Submit a Claim

You can submit a claim by calling Select Home Warranty at 855-267-3532 or by using Select’s online claim form. The company’s customer service team is available 24 hours a day, seven days a week. If you file a claim on a business day, Select will respond to your claim and connect you with a service technician within 24 to 48 hours after the claim is submitted. 

It’s worth noting that Select charges repeat service fees, which means you may have to pay your service fee again if one of your repaired items breaks a second time.

Select Home Warranty Reviews

Select Home Warranty has a B rating from the Better Business Bureau (BBB) and a mix of positive and negative reviews. Some customers wrote that they were pleased with the company’s service work, but other reviews mentioned communication issues with the customer service team.

Here are a few Select Home Warranty reviews we found:

I used Select for the first time and I am very pleased with the quick response. The local service company was also quick to respond to my request. Being late Friday afternoon, I called to set up an appointment on Monday. They came out early Wednesday and checked my AC. It is now keeping me cool. Yay!” — SallyAnn via Trustpilot on June 21, 2020

I filed my first claim this evening by phone and am completely satisfied with how fast and easy it was. It took less than 10 minutes for the lady to find my policy number, address the issue with my AC unit, and collect my claim number. I'm very happy with my first interaction with Select Home Warranty and am glad that I chose them when I purchased my home.” — Brooke via Trustpilot on June 20, 2020

English language barrier with the company staff answering calls was alarming. I did not understand most of the conversation. This scenario repeated itself three different times.” — Curtis D. via BBB on April 16, 2020

I’ve tried filing a few claims and they are unable to send out a technician to even look at the problem. They want you to find a repair person, pay them, and get a portion of your hard-earned money back.” — Rob W. via BBB on March 31, 2020

Verdict & Recommendation

Select Home Warranty’s affordably priced plans and low service fee make it a decent option for homeowners looking to save money on their home warranty plan. Not to mention, Select provides 24/7 customer service and offers a 90-day repair guarantee on all repairs and replacements.

To get a free quote from Select, call 888-370-3956 or fill out this simple form. If you’re not sure whether Select is right for you, we recommend comparing other top-rated home warranty companies below.

Best Home Warranty Companies

Our review team compiled a list of the best home warranty companies in the industry based on an analysis of factors like breadth of coverage, cost, and customer reviews. American Home Shield was named the best overall provider, while Select Home Warranty was named best for budget shoppers and Choice Home Warranty was named best for older homes.

American Home Shield

  • Get a free quote: Call 844-529-9298 or complete this form
  • Our verdict: Best Overall
  • Number of plans: 4
  • Monthly cost: $49.99–$59.99
  • Service fee: $75–$125
  • State availability: All but Alaska
  • BBB rating: B

Choice Home Warranty

  • Get a free quote: Call 929-400-6165 or complete this form
  • Our verdict: Best for Older Homes
  • Number of plans: 2
  • Monthly cost: $36.17–$43.85
  • Service fee: $60–$85
  • State availability: All but CA, WA, and OK
  • BBB rating: B

Amazon Home Warranty

  • Get a free quote: Call 866-605-8194 or complete this form
  • Our verdict: Best Add-Ons
  • Number of plans: 3
  • Monthly cost: $42.00 to $52.00
  • Service fee: $75
  • State availability: All but CA, IA, ME, MN, NM, OK, UT, and WA
  • BBB rating: Not rated

Select Home Warranty

  • Get a free quote: Call 888-370-3956 or complete this form
  • Our verdict: Best for Budget Shoppers
  • Number of plans: 3
  • Monthly cost: $35.83–$37.50
  • Service fee: $75
  • State availability: All but NV, NY, and WA
  • BBB rating: B

Frequently Asked Questions About Select Home Warranty

Is Select Home Warranty good?

Select Home Warranty was named among the three best home warranty companies by our review team and was designated as the best home warranty company for budget shoppers. It offers affordable plans and provides comprehensive home protection for your major systems and appliances.

Who has the best home warranty?

We named American Home Shield as having the best overall home warranty because of its customizable plans, excellent customer service, and flexible service fees, but Select Home Warranty has the best home warranty for people on a budget and Choice Home Warranty has the best home warranty for older homes, as it protects systems and appliances regardless of their age.

What is the deductible for Select Home Warranty?

The deductible, also known as a service call fee, for Select Home Warranty is only $75. This falls on the low end of the service fee spectrum, as most fees range between $75–$125 per repair or replacement.

Will Select Home Warranty replace my AC unit?

The answer to this question depends on the specific home warranty plan you choose. Select Home Warranty’s Gold Care and Platinum Care plans cover air conditioning units, but its Bronze Care plan does not.

Does Select require an inspection before you purchase a plan?

No, Select doesn’t need to inspect your home before you purchase a plan. However, there’s a 30-day waiting period after you purchase your plan before you can submit your first claim.

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