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The 5 Best Home Warranty Companies In Ohio

Shopping for a home warranty? Read our reviews of the best home warranty companies for Ohio residents, where we discuss four of our top providers.
Each product we feature has been independently selected and reviewed by our editorial team. If you make a purchase using the links included, we may earn commission.

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If you live in Ohio, a home warranty plan can help protect your home's most important items, save you money, and provide you with peace of mind. With so many companies in the home warranty industry offering so many different plans, it can be difficult to figure out which company is right for you.

All prices listed reflect sample quotes received for single-family homes in Ohio under 5,000 square feet. If you live in Cleveland, Cincinnati, Columbus, or anywhere else in Ohio, we're confident that there's a home warranty plan right for you.

Top Home Warranty Companies in Ohio

  1. American Home Shield: Best Overall
  2. Choice Home Warranty: Best Basic Plan
  3. Select Home Warranty: Best Discounts
  4. First American Home Warranty: Best Coverage Upgrade
  5. Priority Home Warranty: Best for Contractor Choice

#1 Best Overall: American Home Shield

Our top overall choice for a home warranty in Ohio is American Home Shield (AHS). AHS has been in business since 1971, making it the most experienced home warranty provider on our list. 

Best Overall
American Home Shield

American Home Shield Plans

American Home Shield's three plan offerings are the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans.

Here's a rundown of what's protected along with plan prices:

Plan What's Covered

ShieldSilver Plan

Includes the following major systems:
Electrical ✓
Air conditioning ✓
Heating ✓
Breakers and fuze boxes ✓
Plumbing ✓
Water heaters ✓
Toilets ✓
Faucets and valves ✓
Whirlpool tub motor and components ✓
Ductwork ✓
Built-in exhaust, vent, and attic fans ✓
Doorbells ✓
Garage door openers ✓
Ceiling fans ✓

ShieldGold Plan

Covers all systems in the ShieldSilver Plan, plus the following appliances:
Refrigerators ✓
Clothes washers ✓
Clothes dryers ✓
Ranges/cooktops ✓
Ovens ✓
Dishwashers ✓
Built-in microwave ovens ✓
Garbage disposals ✓
Hot or cold water dispensers ✓

ShieldPlatinum Plan

Covers everything in the other two plans, plus:
One free HVAC tune-up ✓
Roof leak repairs ✓
Unlimited AC refrigerant limits ✓
$1,000 coverage for code violations ✓
$3,000 increase to appliance coverage limit ✓

American Home Shield Cost

One of the perks of utilizing AHS is its flexibility with service fees between $75–$125. You are free to choose from three service call fees, and your monthly rate will reflect your choice. If you choose a higher service call fee, you'll pay slightly more for repairs, but you'll save money each month when making your payments.

Plan Monthly Cost

ShieldSilver Plan

$39.99 per month

ShieldGold Plan

$49.99 per month

ShieldPlatinum Plan

$64.99 per month

American Home Shield has a wide network of trusted technicians, but often times, customers already have trusted technicians who they'd rather use. With AHS, there is an option to get your own technician approved, as long as they're licensed and adequately insured.

American Home Shield is a trusted provider of home warranties; it has both an online portal and customer service hotline available 24/7 for submitting repair claims. AHS also has add-on coverage options available so you can cover the items you want to protect. You don't have to pay for items bundled in that you don't need covered. 

Get a free online quote or call 844-529-9298 for a full list of items covered, limits, and exclusions. Better Homes & Gardens readers get $50 off when signing up for a plan.

#2 Best Basic Plan: Choice Home Warranty

Choice Home Warranty is our top pick among providers to cover older homes. The company was founded in 2008. Since then, Choice has expanded its network to cover 48 states, including Ohio. 

Best Basic Plan
Choice Home Warranty

Choice Home Warranty Plans

Choice's plan menu is simple, which we like. You can choose between the Basic Plan and the Total Plan. Both options cover appliances and systems. Options for add-ons include pool and septic tank coverage if you need protection for those items.

Here is a list of items covered and prices with Choice Home Warranty:

Plan What's Covered

Basic Plan

Includes the following systems and appliances:
Oven, stove, and cooktop ✓
Built-in microwave ✓
Dishwasher ✓
Heating system ✓
Ductwork ✓
Water heater ✓
Plumbing system ✓
Plumbing stoppages ✓
Electrical system ✓
Exhaust and ceiling fans ✓
Whirlpool bathtub ✓
Garage door opener ✓
Garbage disposal ✓

Total Plan

Includes all of the items listed above, plus the following:
Air conditioning ✓
Refrigerator ✓
Clothes washer ✓
Clothes dryer ✓

Choice Home Warranty Cost

Choice's limits of liability are less complicated than most home warranty providers. Choice sets a general limit of $3000 for repairs on individual items. This is one reason why it's our top choice for older homes. If you have items that will likely need repairs in the future, you'll know exactly how much Choice will contribute to repairs. You'll pay a $85 service fee, which is average among home warranty providers.

Plan Monthly Cost

Basic Plan

$41.69 per month

Total Plan

$50.00 per month

Choice offers 24/7 customer service both online and over the phone. We are impressed with the comprehensive coverage offered by Choice's base plan. It is a reputable home warranty provider with accessible customer service outlets. To find out more about Choice's generous limits, get a quote online or call 929-400-6165. Better Homes & Gardens readers get $50 off and one month free when signing on for a plan.

#3 Best Discounts: Select Home Warranty

Select Home Warranty's inexpensive rates and $75 service call fee make it our top choice for homeowners looking for coverage while on a budget

Best Discounts
Select Home Warranty

Select Home Warranty Plans

Select offers three plans—the Bronze Care, Gold Care, and Platinum Care plans. With a handful of add-on options also available, Select's plan offerings ensure that you can have coverage for the items most important to you without breaking the bank. For only $8 more per month, the Platinum Care plan covers everything included in the Bronze Care and Gold Care plans.

Here's a rundown of Select's plans and prices:

Plan What's Covered

Bronze Care Plan

Clothes washer ✓
Clothes dryer ✓
Refrigerator ✓
Garbage disposal ✓
Cooktop ✓
Stove/oven ✓
Dishwasher ✓
Built-in microwave oven ✓

Gold Care Plan

Plumbing system ✓
Heating system ✓
AC/Cooling ✓
Electrical system ✓
Water heater ✓
Ductwork ✓

Platinum Care Plan

Clothes washer ✓
Clothes dryer ✓
Garbage disposal ✓
Refrigerator ✓
Cooktop ✓
Stove/oven ✓
Dishwasher ✓
Built-in microwave oven ✓
Plumbing system ✓
Plumbing stoppages ✓
Heating system ✓
AC/Cooling ✓
Electrical system ✓
Water heater ✓
Ductwork ✓
Garage door opener ✓
Ceiling fan ✓

Select Home Warranty Cost

Select Home Warranty's plans all come with a $75 service fee, which is on the cheaper side among providers. Here's how much you'll pay for each plan.

Plan Monthly Cost

Gold Care Plan

$41.00 per month

Bronze Care Plan

$41.00 per month

Platinum Care Plan

$47.00 per month

Select has been in business since 2012 and already covers 49 states, including Ohio. Its $42 Platinum Plan covers a wide range of appliances and systems at a lower price than its competitors. Get a sample quote online or call 888-370-3956. Better Homes & Gardens readers get $100 off and two months free when signing up for a plan with Select.

#4 Best Coverage Upgrade: First American Home Warranty

First American Home Warranty scored best in class for comprehensive claim coverage. This is due in part to its generous limits on repair coverage; many items and systems are even fully covered.

Best Coverage Upgrade
First American Home Warranty

First American Home Warranty Plans

First American offers a Basic Plan and a Premier Plan. The Basic Plan covers mainly appliances, and the Premier Plan covers all of the Basic Plan and adds several home systems.

Here is what's covered in each plan:

Plan What's Covered

Basic Plan

Refrigerator ✓
Clothes washer ✓
Clothes dryer ✓
Dishwasher ✓
Microwave ✓
Oven / range / cooktop ✓
Garbage disposal ✓
Trash compactor ✓

Premier Plan

Covers everything in the Basic Plan, plus the following:
Plumbing ✓
Plumbing stoppages ✓
Heating system ✓
Water heater ✓
Electrical system ✓
Garage door opener ✓
Ductwork ✓
Central vacuum system ✓

The only drawback to these plans is the lack of air conditioning coverage. Air conditioning is one of the available add-ons from First American, and your central air conditioning system can be covered with no limits for a few extra dollars per month. Other add-ons include well pump and pool coverage.

First American Home Warranty Cost

First American, like the other top home warranty companies, offers 24/7 customer service. Its inexpensive $75 service call fee, combined with its generous coverage limits, make First American a great choice for any consumer.

Plan Monthly Cost

Basic Plan

$37.00 per month

Premier Plan

$49.50 per month

For a full list of prices, limits, and exclusions, get a free online quote or by call 833-777-0049.

#5 Best for Contractor Choice: Priority Home Warranty

One unique feature of Priority Home Warranty is its flexibility in allowing customers to select their own service contractor. While some home warranty companies allow customers to pick a contractor for a covered repair or replacement, Priority goes a step further by reimbursing customers for the cost of hiring a contractor. This allows customers to move forward quickly on a necessary repair or replacement by using a local technician they trust. Priority also has a simplified two-step claims process that can be completed online and offers live tracking for claims.

Best for Contractor Choice
Priority Home Warranty

Priority Home Warranty Plans

Priority Home Warranty offers three plans: Systems Home Care, Appliance Home Care, and Total Home Care.

Here's what each home warranty plan covers:

PLAN WHAT'S COVERED

Systems Home Care

Includes the following major systems:

Air conditioning ✓
Heating system ✓
Electrical system ✓
Plumbing system ✓
Plumbing stoppages ✓
Water heater ✓
Whirlpool tub motor and components ✓
Ductwork ✓

Appliance Home Care

Includes the following major appliances:

Clothes washer ✓
Clothes dryer ✓
Refrigerator ✓
Built-in microwave ✓
Dishwasher ✓
Garbage disposal ✓
Oven ✓
Range and cooktop ✓
Ceiling and exhaust fans ✓

Total Home Care

Includes everything in the Systems Home Care and Appliance Home Care plans.

Priority Home Warranty Cost

Priority Home Warranty plans are customizable and start at $1 per day. The company offers the Systems Home Care and Appliances Home Care plans for $33 per month each and the Total Home Care plan for $47 per month, regardless of location. Priority charges a $70 service call fee.

Add-on coverage can run anywhere from $3 for second appliances to $15 for a pool or spa and $27 for a saltwater pool system.

Here's a breakdown of our sample quote prices monthly and annually:

Term

Systems Home Care

Appliance Home Care

Total Home Care

Monthly

$33

$33

$47

Annually (10% off)

$297

$297

$423

Priority also offers a 15-month payment plan option for those seeking a lower monthly rate. The monthly rate under a 15-month plan is $33 for Systems Home Care and Appliance Home Care and $47 for Total Home Care. However, there is no discount available for the 15-month contract, so the total cost of coverage under that payment plan is $495 for Systems Home Care and Appliance Home Care and $705 for Total Home Care.

Priority Home Warranty is a good option for those seeking affordable monthly rates and flexible service contracts. The company also has a variety of convenient online tools, including an automated two-step claims process, 24/7 chat support, and a self-service customer portal that allows you to make payments and change your coverage, among other features. For those who may be planning to move outside of Ohio, keep in mind that Priority Home Warranty is only available in 23 states and therefore may not transfer to your next home.Get a free quote from Priority Home Warranty by filling out this short online form or calling 954-228-2343. Better Homes & Gardens readers can get $150 off and three months free when signing up for a plan.

Home Warranty Rating Methodology

The Home Service Research Team at Better Homes & Gardens strives to provide unbiased and objective reviews to readers by compiling relevant information on home warranty companies and rating the providers on a variety of factors.

Here's what our review process looks like:

  • We examine each provider's website to determine plan details, coverage, customer service offerings, and other benefits. We also speak with company representatives to get more insight on plan details.
  • We read sample contracts from each home warranty company to analyze and compare coverage details, limits, and exclusions.
  • We read at least 100 third-party customer reviews for each home warranty company to determine the real-life benefits and drawbacks of each provider.
  • We gather cost information for a variety of home warranty plans in different states by completing online quote forms and speaking with sales representatives to simulate the quote process.
  • We revisit each company's offerings on a seasonal basis, ensuring that we include the most up-to-date information in our reviews.

We also created a 100-point rating system to score companies based on objective factors, such as plan options, coverage, and customer service:

Factor

What we consider

Plan Options

The number and type of plan options offered to customers

Coverage

The types of items included in a policy

Cost

How much each plan costs and the service fee options

Company Reputation

How the company is perceived through Better Business Bureau (BBB) ratings and a company's years in business

Customer Service

The customer service team's availability, what guarantees are offered, and what customer communication channels are provided (online customer portals, quote forms, etc.)

Unique Benefits

Factors that make the customer experience more seamless, such as allowing customers to choose their own contractor

Overall, the Home Service Research Team has reviewed over 70 home warranty companies to select the top-rated providers in the industry.

Frequently Asked Questions about Ohio Home Warranties

What is a home warranty and do I need one?

A home warranty is a good way for many homeowners to save money on costly repairs. Instead of footing the bill yourself, your home warranty company will pay for some or all of the repairs on your covered items.

Which company is the best?

American Home Shield is our top-rated home warranty provider, but we think Select Home Warranty, Choice Home Warranty, and First American Home Warranty are all great options. We recommend getting a variety of quotes before making a decision.

How can I get a sample quote?

Getting a sample quote is easy. Follow the links above for each company. Most companies will ask for your name and address, and you'll receive a quote in seconds. Sample quotes are free of charge and can provide useful information to help you make the optimal decision for your home warranty plan.