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The 4 Best Home Warranty Companies in Utah | 2021

Read our reviews of the top 4 home warranty companies in Utah for 2021. We dive into our top providers’ cost, plans, and coverage options.
Each product we feature has been independently selected and reviewed by our editorial team. If you make a purchase using the links included, we may earn commission.

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Many Utah residents could benefit from having a home warranty. A home warranty is a plan to help protect you and your home's most valuable items from expensive repairs. You pay a little bit each month, and your provider will cover most or all of the repair costs for your covered items and systems. 

With so many providers, the home warranty market feels saturated, and it can be difficult to figure out which home warranty provider is right for you. Our team has done the research for you, and we're confident that these providers are among the best home warranty companies in Utah.

Any prices listed in this review are based on sample quotes received for single-family homes under 5,000 square feet. We encourage you to follow the links below to receive a sample quote for your home.

Top Home Warranty Companies in Utah

  1. Best Overall: American Home Shield
  2. Best Basic Plan: Choice Home Warranty
  3. Best Discounts: Select Home Warranty
  4. Best Plan Variety: America's 1st Choice Home Club

#1 Best Overall: American Home Shield

American Home Shield (AHS) is our top overall choice for a home warranty in Utah. We like AHS' simple plan structure, options for customization, and complete coverage offered at a reasonable price.

AHS has been in business since 1971 and has built a reputation as being one of the oldest and most dependable home warranty providers. AHS plans are available in every state but Alaska.

Best Overall
American Home Shield

Plans

American Home Shield offers three plans: the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. These three plans allow you to decide which items are most important to you. You can choose to cover just systems at the lower cost of the ShieldSilver plan, but if complete protection is what you're looking for, the ShieldGold and ShieldPlatinum plans both cover 23 of your systems and appliances.

Here's what's covered by each plan:

Plan What's Covered

ShieldSilver Plan

Electrical ✓
Air conditioning ✓
Heating ✓
Breakers and fuze boxes ✓
Plumbing ✓
Water heaters ✓
Toilets ✓
Faucets and valves ✓
Whirlpool tub motor and components ✓
Ductwork ✓
Built-in exhaust, vent, and attic fans ✓
Doorbells ✓
Garage door openers ✓
Ceiling fans ✓

ShieldGold Plan

Refrigerators ✓
Clothes washers ✓
Clothes dryers ✓
Ranges/cooktops ✓
Ovens ✓
Dishwashers ✓
Built-in microwave ovens ✓
Garbage disposals ✓
Hot or cold water dispensers ✓

ShieldPlatinum Plan

Covers everything in the other two plans, plus:
One free HVAC tune-up ✓
Roof leak repairs ✓
Unlimited AC refrigerant limits ✓
$1,000 coverage for code violations ✓
$3,000 increase to appliance coverage limit ✓

Optional Coverage/Add-Ons

AHS also offers add-on coverage options, which include septic tank coverage, pool coverage, and guest house coverage, among others. These options are available to add to any plan for an extra monthly fee. 

Cost

Another thing we like about AHS is its flexibility with service call fees. Customers have the option to choose a $75, $100, or $125 service fee, and the monthly rate will either increase or decrease depending on the fee. A higher service fee will lower your monthly bill, and vice versa. Here's a breakdown of the prices for each plan:

Plan Monthly Cost

ShieldSilver

$29.99 per month

ShieldGold

$39.99 per month

ShieldPlatinum

$54.99 per month

With AHS, you also have the option to use your own trusted service contractors, which is an option that not every provider offers. The technician must be pre-approved. 

Customers can place service requests on the AHS website or call its toll free number, both of which are available 24/7. We think AHS offers three excellent plans that can provide comprehensive coverage and peace of mind for every homeowner.

Get a free quote by completing this online form or by calling 844-529-9298 for a full list of exclusions and limitations.

#2 Best Basic Plan: Choice Home Warranty

Choice Home Warranty serves 48 states, excluding California and Washington, and it is our favorite option for homeowners wanting a basic home warranty plan.

Best Basic Plan
Choice Home Warranty

Plans

Choice offers two plans: the Basic Plan and the Total Plan. The Basic Plan covers a variety of appliances and systems, and the Total Plan adds coverage for some of your most important items and systems. 

Here's what's covered in each plan: 

Plan What's Covered

Basic Plan

Includes the following systems and appliances:
Oven, stove, and cooktop ✓
Built-in microwave ✓
Dishwasher ✓
Heating system ✓
Ductwork ✓
Water heater ✓
Plumbing system ✓
Plumbing stoppages ✓
Electrical system ✓
Exhaust and ceiling fans ✓
Whirlpool bathtub ✓
Garage door opener ✓
Garbage disposal ✓

Total Plan

Includes all of the items listed above, plus the following:
Air conditioning ✓
Refrigerator ✓
Clothes washer ✓
Clothes dryer ✓

Optional Add-Ons

Choice Home Warranty offers the following optional add-ons at an additional cost:

  • Roof leak
  • Septic system
  • Septic tank pumping 
  • Well pump
  • Sump pump
  • Second refrigerator
  • Stand-alone freezer
  • Central vacuum
  • Pool and spa  

Cost

With Choice, you can expect to pay an $85 service fee, which is an excellent rate. Choice's prices are also within the standard industry range. Here are the quotes we received:

Plan Monthly Cost

Basic Plan

$46.83 per month

Total Plan

$54.75 per month

Choice has an inexpensive service call fee, and its limits on coverage are easy to understand and generous. Many companies have set dollar limits for coverage which vary from item to item, but Choice maintains a general limit of $3,000 for repairs, which is part of why it's our top choice for a basic plan. You can be confident that your item or system will be covered.

Choice Home Warranty, like most companies, has a 24/7 customer service hotline and online portal available for submitting claims. Get a free quote here or call 929-400-6165.

#3 Best Discounts: Select Home Warranty

Select Home Warranty is a national provider that we rated our top choice for budget shoppers due to its low service call fee and inexpensive monthly rates.

Best Discounts
Select Home Warranty

Plans

The Bronze Care plan covers appliances, the Gold Care plan covers home systems, and the Platinum Care plan covers both plus a few extra items. Here's a full breakdown of what's covered:

Plan What's Covered

Bronze Care

Includes the following appliances:
Cooktop ✓
Dishwasher ✓
Garbage disposal ✓
Built-in microwave ✓
Refrigerator ✓
Stove/Oven ✓
Clothes washer ✓
Clothes dryer ✓

Gold Care

Includes the following major systems:
AC/Cooling ✓
Ductwork ✓
Electrical system ✓
Heating system ✓
Plumbing system ✓
Water heater ✓

Platinum Care

Covers all items in the plans above, plus the following:
Garage door opener ✓
Ceiling fan ✓
Plumbing stoppages ✓

Optional Coverage/Add Ons 

Select Home Warranty offers the following add-on options:

  • Pool and spa equipment
  • Well pump
  • Sump pump
  • Central vacuum
  • Stand-alone freezer
  • Lawn sprinkler system
  • Septic system

Rare Perk 

Select Home Warranty provides a rare perk through its plans by including free roof coverage. This is a roughly $99 value provided for free. 

Cost

Select Home Warranty's plans all come with a $75 service fee, which is on the cheaper side among providers. Here's how much you'll pay for each plan:

Plan Monthly Cost

Bronze Care

$41.00 per month

Gold Care

$41.00 per month

Platinum Care

$47.00 per month

With Select, you'll receive complete coverage at a reasonable rate. Select does not have the same depth of coverage as other providers, but your most important items like your air conditioning or laundry appliances will be covered at a lower price. The inexpensive $75 service call fee is an added bonus. Select is available in 46 states, including Utah.

To get a free quote on pricing and a sample contract, fill out this online form or call 888-370-3956.

#4 Best Plan Variety: America's 1st Choice Home Club

Many home warranties offer only two plans, and customers often pay for items or systems they don't need covered. America's 1st Choice Home Club (AFC) has structured its plans to help prevent you from paying for unnecessary coverage.

Best Plan Variety
America's 1st Choice Home Club

Plans

AFC's headquarters is in Marietta, Georgia, but the company serves 48 states, including Utah. AFC offers an impressive four different plans—the System Plan, the Silver Plan, the Gold Plan, and the Platinum Plan.

Here's a breakdown of what's covered: 

Plan What's Covered

Systems Plan

Air conditioning ✓
Heating system ✓
Water heater ✓
Electrical system ✓
Plumbing system ✓
Ductwork ✓

Cooktop ✓
Built-in microwave ✓

Silver Plan

Clothes washer/dryer ✓
Refrigerator ✓
Oven/range/stove ✓
Dishwasher ✓
Garbage disposal ✓
Garage door opener ✓

Gold Plan

Covers all items in the Systems Plan and Silver Plan.

Platinum Plan

Covers all items in the plans above, plus the following:
Ice maker ✓
Built-in microwave ✓
Plumbing stoppages ✓

Optional Coverage/Add-Ons

  • Sump pump
  • Septic system
  • Hot water dispenser
  • Pool and spa
  • Stand-alone freezer
  • Tankless water heater

Cost

AFC, like American Home Shield, offers its customers the option to choose a $75, $100, or $125 service fee. Homeowners can choose between a one-year plan paid off over 12 months and three-year term for service paid off over 20 months. We have listed out the specific pricing below: 

Plan Monthly Cost

Silver Plan

$37.50 per month

Systems Plan

$39.58 per month

Gold Plan

$45.83 per month

Platinum Plan

$50.00 per month

As you can see, America's 1st Choice Home Club offers its customers an immense amount of customization options both in plans and pricing. As such, we're confident that every homeowner can find a suitable plan and price structure with AFC. AFC also offers 24/7 customer service and a telephone number for submitting requests.

Get a free quote today by following this link or by calling 877-755-1115.

Home Warranty Rating Methodology

The Home Service Research Team at Better Homes & Gardens strives to provide unbiased and objective reviews to readers by compiling relevant information on home warranty companies and rating the providers on a variety of factors.

Here's what our review process looks like:

  • We examine each provider's website to determine plan details, coverage, customer service offerings, and other benefits. We also speak with company representatives to get more insight on plan details.
  • We read sample contracts from each home warranty company to analyze and compare coverage details, limits, and exclusions.
  • We read at least 100 third-party customer reviews for each home warranty company to determine the real-life benefits and drawbacks of each provider.
  • We gather cost information for a variety of home warranty plans in different states by completing online quote forms and speaking with sales representatives to simulate the quote process.
  • We revisit each company's offerings on a seasonal basis, ensuring that we include the most up-to-date information in our reviews.

We also created a 100-point rating system to score companies based on objective factors, such as plan options, coverage, and customer service:

Factor

What we consider

Plan Options

The number and type of plan options offered to customers

Coverage

The types of items included in a policy

Cost

How much each plan costs and the service fee options

Company Reputation

How the company is perceived through Better Business Bureau (BBB) ratings and a company's years in business

Customer Service

The customer service team's availability, what guarantees are offered, and what customer communication channels are provided (online customer portals, quote forms, etc.)

Unique Benefits

Factors that make the customer experience more seamless, such as allowing customers to choose their own contractor

Overall, the Home Service Research Team has reviewed over 70 home warranty companies to select the top-rated providers in the industry.

Frequently Asked Questions About Utah Home Warranties

What does a home warranty cover?

A home warranty is a policy to help protect your home's most important items from expensive repairs. You'll pay a monthly rate, and instead of paying for repairs, you'll pay a small service call fee any time a call is made.

Can I cancel my warranty at any time?

Most home warranties will let you cancel at any time. When purchasing a home warranty, be mindful of the waiting period as well. There is usually a 30-day waiting period before service requests can be submitted. Check your contract for details, as the waiting period may vary depending on your provider.

What is a service fee?

A service fee is paid each time a repair request is submitted. This fee covers the cost of the technician coming to your house. Your home warranty provider will then pay for most or all of the repair fee. Service fees usually range from $75-125, depending on your home warranty provider.