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The Best Home Warranty Companies in Nevada | 2021

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Each product we feature has been independently selected and reviewed by our editorial team. If you make a purchase using the links included, we may earn commission.

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If you're a homeowner, you know just how expensive home system and appliance repairs can be. Repairs to broken items can cost hundreds of dollars, and replacing your most valuable systems can even cost thousands.

A home warranty is a home protection policy that helps cover repairs and replacements for your major home systems and appliances that break down due to normal wear and tear. When you sign up for a home warranty in Nevada, you'll pay a monthly premium, and if a covered item breaks down or needs a replacement, your home warranty company will provide you with a fix in exchange for a small service fee. This can potentially save you a lot of money and stress.

As a homeowner, you have access to a wealth of home warranty options and plan choices. In this guide, we help you choose the best home warranty in Nevada for your property. 

Top Home Warranty Companies in Nevada

  1. Best Overall: American Home Shield
  2. Best Basic Plan: Choice Home Warranty
  3. Best Coverage Upgrade: First American Home Warranty
  4. Best Plan Variety: AFC Home Club
  5. Best Add-On Options: Liberty Home Guard

#1: American Home Shield

American Home Shield is one of the country's oldest home warranty providers, with 50 years of experience serving homeowners across the country. The company's policies include higher coverage limits for your major systems, as well as complimentary disposal services for home systems that need to be replaced. This can be a major benefit for homeowners in Nevada, as high temperatures can put more strain on air conditioning systems. 

Best Overall
American Home Shield

Plans 

American Home Shield offers three home warranty plans: ShieldSilver™, ShieldGold™, and ShieldPlatinum™.

Plan What's Covered

ShieldSilver

Includes the following major systems:
Heating and air conditioning ✓
Ductwork ✓
Water heaters ✓
Electrical ✓
Breakers and fuze boxes ✓
Plumbing ✓
Toilets ✓
Faucets and valves ✓
Whirlpool tub motor and components ✓
Built-in exhaust, vent, and attic fans ✓
Ceiling fans ✓
Doorbells ✓
Garage door openers ✓

ShieldGold

Covers all systems in the ShieldSilver Plan, plus the following appliances:
Dishwashers ✓
Refrigerators ✓
Clothes washers ✓
Clothes dryers ✓
Hot/cold water dispensers ✓
Ranges/cooktops ✓
Ovens ✓
Built-in microwave ovens ✓
Garbage disposals ✓

ShieldPlatinum

Covers all systems and appliances covered in the plans above, plus the following:
Roof leak repairs ✓
One free HVAC tune-up ✓
Unlimited AC refrigerant limits ✓
$1,000 coverage for code violations ✓
$3,000 increase to appliance coverage limit ✓

Optional Coverage/Add-Ons

You can also customize your plan from American Home Shield with add-on protections for the following systems and appliances:

  • Extended electronics warranty
  • Pool and spas
  • Well pump
  • Septic system
  • Guest units

Cost

When you sign up for coverage from American Home Shield, you'll choose a $75, $100, or $125 service fee. Your service fee is due each time you use your plan benefits and receive a repair or replacement for one of your home appliances or systems. Selecting a higher service fee will lower what you pay per month. 

Plan Monthly Cost

ShieldSilver

$29.99 per month

ShieldGold

$39.99 per month

ShieldPlatinum

$54.99 per month

Learn more about American Home Shield by getting a free quote online or by calling 844-529-9298.

#2: Choice Home Warranty

Choice Home Warranty is an option worth considering for homeowners seeking a plan that isn't limited to just appliances or just systems. Its Basic Plan might be ideal for those who don't need an all-out combo plan but would prefer a more simplified plan that covers some systems and some appliances. Choice also offers a 90-day service guarantee, which is a longer period than what many competitors offer.

Best Basic Plan
Choice Home Warranty

Plans 

Choice Home Warranty offers two home warranty policies: the Basic Plan and Total Plan. 

Plan What's Covered

Basic Plan

Includes the following systems and appliances:
Oven, stove, and cooktop ✓
Built-in microwave ✓
Dishwasher ✓
Heating system ✓
Ductwork ✓
Water heater ✓
Plumbing system ✓
Plumbing stoppages ✓
Electrical system ✓
Exhaust and ceiling fans ✓
Whirlpool bathtub ✓
Garage door opener ✓
Garbage disposal ✓

Total Plan

Includes all of the items listed above, plus the following:
Air conditioning ✓
Refrigerator ✓
Clothes washer ✓
Clothes dryer ✓

Optional Coverage/Add-Ons

You can also customize your plan from Choice with the following add-on protections:

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer

Cost

In addition to your monthly premium, you'll also pay an $85 service fee each time you use your coverage from Choice Home Warranty. 

Plan Monthly Cost

Basic Plan

$41.69 per month

Total Plan

$50.00 per month

Learn more about Choice Home Warranty by getting a free quote online or by calling 929-400-6165. 

#3: First American Home Warranty 

First American Home Warranty is another long-standing choice for homeowners, with more than 35 years of experience providing policy options. If you think you'll use your policy often, First American's affordable monthly policies and service fees can be a huge relief for your wallet. With its optional First Class Upgrade, First American even allows you to extend your coverage to include systems and appliances that weren't installed properly or maintained.

Best Coverage Upgrade
First American Home Warranty

Plans

First American Home Warranty offers the following two plan options: Basic and Premier. 

Feature Basic Premium

Clothes washer and dryer

Kitchen refrigerator

Dishwasher

Oven / Range / Cooktop

Microwave

Garbage disposal

Trash compactor

Plumbing / plumbing stoppages

Heating system

Water heater

Electrical

Garage door opener

Ductwork

Central vacuum system

Optional Coverage/Add-Ons

In addition to the First Class Upgrade, you can also add optional coverage for the following home components:

  • Central air conditioning systems
  • Additional refrigeration units
  • Pool and spa equipment
  • Well pumps
  • Pest control services (limited to termite damage)

Cost

On top of your monthly premium, you'll pay an $85 service fee each time you use your coverage from First American Home Warranty. 

Plan Monthly Cost

Basic

$37.00 per month

Premier

$49.50 per month

Learn more about First American Home Warranty by getting a free quote online or by calling 833-777-0049.

#4: AFC Home Club

AFC Home Club has served Nevada homeowners for 11 years and stands out for offering the most plan variety compared to other providers. It provides four coverage plans, three customizable service call fees, and monthly, annual, or three-year payment plans. We recommend this provider to those who prioritize plan customization and want a policy that fits their coverage needs and budget.

Best Plan Variety
AFC Home Club

AFC Home Club Plans

AFC Home Club offers four different home warranty plans: the Systems Plan, Silver Plan, Gold Plan, and Platinum Plan.

PLAN WHAT'S COVERED

Systems Plan

Includes the following major systems:
Air conditioning ✓
Ductwork ✓
Electrical ✓
Heating ✓
Plumbing ✓
Water heater ✓

Silver Plan

Includes the following major appliances:
Clothes dryer ✓
Clothes washer ✓
Dishwasher ✓
Garage door opener ✓
Garbage disposal ✓
Refrigerator ✓
Oven, range, cooktop, and stove ✓

Gold Plan

Covers everything in the Systems and Silver Plans.

Platinum Plan

Includes everything in the Gold Plan, plus:
Built-in microwave ✓
Faucets ✓
Ice maker ✓
Plumbing stoppages ✓

Optional Add-ons

AFC Home Club offers the following 11 add-ons:

  • Tankless water heater
  • In-ground pool
  • Stand-alone freezer
  • Sump pump
  • Double oven
  • Central vacuum
  • Ice maker
  • Hot water dispenser
  • Septic system
  • Well pump
  • Built-in microwave

AFC Home Club Cost

Another benefit of AFC Home Club is that you can customize your rate on any of the four plans by selecting your preference of a $75, $100, or $125 service call fee. Choosing a lower fee results in higher monthly costs, while a higher fee lowers your monthly rate. Here are some examples of prices on each plan with a $100 service call free from our sample quotes:

PLAN MONTHLY COST

Systems Plan

$44

Silver Plan

$36

Gold Plan

$50

Platinum Plan

$55

Learn more about AFC Home Club by getting a free quote online or by calling 877-755-1115.

#5: Liberty Home Guard

Purchasing add-ons is a great way to customize your home warranty plan. With Liberty Home Guard, you can choose from 30 optional coverage items, including services like gutter cleaning and pest control and coverage for your home's extra systems and appliances, such as your pool equipment or sump pump. We recommend this provider to homeowners in Nevada looking to get the most value out of their home warranty plan's extra coverage.

Best Add-On Options
Liberty Home Guard

Liberty Home Guard Plans

Liberty Home Guard offers three home warranty plans: Systems Guard, Appliance Guard, and Total Home Guard.

PLAN WHAT’S COVERED

Systems Guard

Includes the following systems:
Air conditioning ✓
Heating ✓
Ductwork ✓
Plumbing ✓
Electrical ✓
Water heater ✓

Appliance Guard

Includes the following home appliances:
Clothes washer ✓
Clothes dryer ✓
Refrigerator ✓
Built-in microwave ✓
Dishwasher ✓
Garbage disposal ✓
Range, oven, and cooktop ✓
Ceiling and exhaust fans ✓
Garage door opener ✓

Total Home Guard

Covers everything in the Systems Guard and Appliance Guard plans.

Optional Add-ons

Liberty Home Guard offers the following 30 add-on options:

  • Pool and spa
  • Additional spa
  • Lawn sprinkler system
  • Saltwater pool
  • Generator
  • Limited roof leak coverage
  • Re-key services
  • Gutter cleaning
  • Pest control
  • Carpet cleaning
  • Central vacuum
  • Stand-alone freezer
  • Water softener
  • Swamp cooler
  • Second refrigerator
  • Trash compactor
  • Ice maker (in-fridge)
  • Free-standing ice maker
  • Wine cooler
  • Water dispenser water line
  • Instant hot water dispenser
  • Reverse osmosis water filter system
  • Sump pump
  • Well pump
  • Septic system pumping
  • Ejector pump
  • Grinder pump
  • Lighting fixtures
  • Plumbing fixtures
  • Electronics protection

Liberty Home Guard Cost

In addition to your Liberty Home Guard plan's monthly rate, you'll also owe an $80 service call fee ($70 for multi-year plans) whenever you file a claim. Here are examples of monthly prices based on the sample quotes we received during our research:

PLAN MONTHLY COST

Appliance Guard

$45

Systems Guard

$50

Total Home Guard

$55

What to Consider for a Nevada Home Warranty

Homeowners in Nevada may face a wide range of hazards and home system breakdowns not as common in homes located in other parts of the country, due to the state's hot summers and variable winters. Here are some things to consider when selecting a policy.

  • Coverage for your air conditioning system: If you've survived a summer season in Nevada, chances are high that you have your air conditioning system to thank. Nevada's dry, hot summers can cause additional strain on your air conditioning system, leading to a higher chance of a breakdown. Be sure to carefully compare coverage limits on air conditioning systems, as this can be an expensive system to repair.
  • Coverage limitations on electrical systems: Nevada's harsh climate doesn't only make air conditioning breakdowns more common—it can also cause damage to your electrical system. Homeowners in Nevada may deal with frequent brownouts and power outages, which can make repairs more common. Compare coverage and situation limits on electrical systems when you decide which policy option is right for you.
  • Individual service fees: Hot summers and freezing cold winters can make home repair needs more common. Each time you use your plan, you'll pay your plan's chosen service fee. If you find yourself needing home system repairs more frequently, you can often save money by choosing a plan with a lower per-incident service fee.

Home Warranty Rating Methodology

The Home Service Research Team at Better Homes & Gardens strives to provide unbiased and objective reviews to readers by compiling relevant information on home warranty companies and rating the providers on a variety of factors.

Here's what our review process looks like:

  • We examine each provider's website to determine plan details, coverage, customer service offerings, and other benefits. We also speak with company representatives to get more insight on plan details.
  • We read sample contracts from each home warranty company to analyze and compare coverage details, limits, and exclusions.
  • We read at least 100 third-party customer reviews for each home warranty company to determine the real-life benefits and drawbacks of each provider.
  • We gather cost information for a variety of home warranty plans in different states by completing online quote forms and speaking with sales representatives to simulate the quote process.
  • We revisit each company's offerings on a seasonal basis, ensuring that we include the most up-to-date information in our reviews.

We also created a 100-point rating system to score companies based on objective factors, such as plan options, coverage, and customer service:

Factor

What we consider

Plan Options

The number and type of plan options offered to customers

Coverage

The types of items included in a policy

Cost

How much each plan costs and the service fee options

Company Reputation

How the company is perceived through Better Business Bureau (BBB) ratings and a company's years in business

Customer Service

The customer service team's availability, what guarantees are offered, and what customer communication channels are provided (online customer portals, quote forms, etc.)

Unique Benefits

Factors that make the customer experience more seamless, such as allowing customers to choose their own contractor

Overall, the Home Service Research Team has reviewed over 70 home warranty companies to select the top-rated providers in the industry.