Looking for the best home warranty company in Florida? Our review team analyzed all of the major home warranty companies in the industry and ranked them on factors like cost, plans, and reputation. In this article, we reveal the three best home warranty companies in Florida. Continue reading for details on these providers and to get a free quote.
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American Home Shield (AHS) was founded in 1971 and currently operates a nationwide network of over 16,000 independent contractors. AHS provides quick claims service and responds to claims within 24 hours, 98% of the time. Because of its large contractor network, quick claims service, and years of experience, we named American Home Shield as the best overall home warranty company in Florida.
American Home Shield offers three pre-packaged plans: a Systems Plan, an Appliances Plan, and a Combo Plan. Ultimately, which plan is best for you depends on what items in your home are important to have covered.Compare these plans below, and keep reading for sample pricing for each.
The company's Appliances Plan covers:
However, the Systems Plan covers:
The Combo Plan offered from the company combines the coverage of the Appliances and Systems plans. Keep in mind there's a small price increase, but you're getting a lot more coverage.
Because refrigerators and air conditioning systems are both important items to maintain during Florida’s hot summer months, we recommend the Combo Plan for the most comprehensive coverage.
American Home Shield offers five optional add-ons:
According to the sample quotes our team received, American Home Shield plans cost between $49.99–$59.99 per month, and the company charges a customizable service fee between $75–$125. Keep in mind that the lower service fee you choose, the higher your monthly premium will be and vice versa.
Founded in 2008, Choice Home Warranty has quickly become one of the most popular home warranty companies in Florida. Choice offers a generous service guarantee of 90 days on parts and 30 days on labor and responds to customers within 48 hours after a claim is submitted.
Additionally, Choice covers home systems and appliances, regardless of their age. Because of these attributes, our review team named Choice as the best home warranty company for older homes in Florida.
Choice Home Warranty offers two coverage options: a Basic plan and a Total plan. We recommend the Total plan because the Basic plan doesn’t cover air conditioning systems or refrigerators.
The Basic Plan covers the following:
The Total Plan covers everything in the Basic Plan, plus:
Choice Home Warranty offers nine optional add-ons:
According to the sample quotes we received, Choice Home Warranty’s plans cost under $50 per month and the service fee costs between $60–$85.
Florida homeowners on a budget should consider Select Home Warranty as their provider because it offers three comprehensive coverage plans for under $40 a month. Additionally, Select Home Warranty offers free roof leak coverage and charges a low service fee of $75.
Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. The Bronze Care plan covers eight appliances, the Gold Care plan covers six systems, and the Platinum Care plan covers all 14 of these items, plus plumbing stoppages, ceiling fans, and garage door openers.
We recommend the Platinum Care plan for Florida homeowners because it’s the only plan that covers a refrigerator and an air conditioning system—two home items worth protecting from the Florida heat.
The Bronze Care plan covers the following items:
The Gold Care plan covers the following items:
Finally, the Platinum Care plan covers everything in the Gold and Bronze Care plans, plus:
Select Home Warranty offers seven optional add-ons:
As previously mentioned, Select Home Warranty premiums cost under $40 per month, making this home warranty provider one of the cheapest home warranty providers in Florida.
Our review team found that Choice Home Warranty, Select Home Warranty, and American Home Shield are the best home warranty companies in Florida for their comprehensive plans, 24/7 customer service, and affordable pricing. Before you purchase a home warranty, we recommend getting free quotes from all three companies so that you can compare specific prices and coverage for your Florida home.
A home warranty is a service contract that protects you from paying for expensive repairs and replacements on home appliances and systems that break down due to normal wear and tear.
Because of the potential cost savings and peace of mind that a home warranty can bring, some homeowners believe that having a home warranty is worth it. Not to mention, a home warranty can prevent you from having to look for a trusted contractor in your area when you’re in need of a repair or replacement.
Our review team found that American Home Shield is the best overall home warranty company in Florida, Choice Home Warranty is the best for older homes, and Select Home Warranty is the best for budget shoppers.