Looking for the best home warranty company in California? Our review team analyzed every major home warranty company in California on factors like cost, number of home warranty plans, and customer service. Continue reading for a detailed analysis of the best home warranty companies in the Golden State.
In this article:
American Home Shield (AHS) is the longest-running home warranty provider in the industry and offers four different coverage plans, including a unique Build-Your-Own Plan that allows homeowners to choose the items they need covered.
American Home Shield has a nationwide network of over 16,000 independent, screened professional contractors, and the company accepts and pays more claims than any other home warranty company in the nation. In fact, almost one out of every two home warranty customers purchases a home warranty policy from American Home Shield.
Because of its history, market dominance, and solid coverage plans, we named American Home Shield as the best overall home warranty provider in California.
The table below shows the items that American Home Shield covers in each of its plans. Its Systems Plan and Appliances Plan cover systems and appliances respectively, and the Combo Plan provides comprehensive coverage for both systems and appliances. The Build-Your-Own Plan lets homeowners choose 10 items to cover.
American Home Shield offers five optional add-ons:
Based on quotes our review team received, American Home Shield plans cost between $49.99–$59.99 per month, and the company lets you choose a service fee between $75 and $125. The service fee you choose impacts the premium you pay—the higher the service fee you choose, the lower the premium and vice versa.
Offering three coverage plans for under $40 per month, Select Home Warranty is the best home warranty company for people on a budget. In addition to selling low-priced plans, Select Home Warranty offers limited roof leak coverage with all plans and up to two months free and $150 off for new customers.
Select offers an appliances-only plan, a systems-only plan, and a combo plan that combines appliance and system coverage. Compare Select Home Warranty plans below.
Select Home Warranty offers seven optional add-ons:
With three plans that cost under $40 per month and a $75 service fee, Select Home Warranty is one of the more affordable home warranty companies in California and is cheaper than American Home Shield and First American. However, Select does charge repeat service fees, so homeowners who have issues with an item that was recently serviced will have to pay a $75 service fee every time a professional contractor returns to their home.
Compare Select Home Warranty plan pricing below:
Founded in 1984, First American Home Warranty has over 35 years of experience in the home warranty industry. First American offers 24/7 customer service and covers appliances and systems regardless of their age.
First American offers two home warranty coverage plans: a Basic plan and a Premier plan. The company’s Basic plan covers eight appliances, and the company’s Premier plan covers 16 home systems and appliances. Because some areas of California can get very hot during the summer, it’s worth noting that air conditioning is not included in either First American plan—coverage for this system must be purchased as an optional add-on.
First American offers these optional add-ons:
First American also offers a “First Class Upgrade,” which includes the following benefits:
First American Home Warranty’s Basic plan costs about $28 per month and the Premier plan costs about $42.50 per month. The company’s service fee is $75, which falls in line with the industry average of $75 to $125 for service fees.
Our review team found that American Home Shield, Select Home Warranty, and First American Home Warranty are the best home warranty companies in California and offer comprehensive plans at affordable prices.
We recommend getting free quotes from all three companies using the table at the top of this article. Doing so will allow you to compare plan pricing for your home and help you figure out which provider offers the better value for your home protection needs.
Home warranty plans may be worth it because they provide peace of mind that unexpected and expensive repairs and replacements will be covered. Repairing and replacing systems and appliances can cost hundreds—or thousands—of dollars, and paying for coverage for these items is a smart way to help ensure financial stability.
On average, home warranty plans cost between $25–$60 per month and service call fees cost between $75–$125.
In general, there’s a waiting period of 30 days before a home warranty company offers coverage. However, companies like The Home Service Club have a 10-day waiting period before coverage kicks in.
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