How Much Will Our Mortgage Payments Be?

We'll help you determine in advance how much your budget will change.

The time to start planning adjustments to your budget is now, while you're looking for a new home. After all, a new mortgage means your monthly expenses will change. Play with this calculator to see how much different mortgage loan amounts will affect your monthly costs, or whether you can afford to prepay your mortgage and save on the total cost of your loan.How big will your mortgage be?

$

 

What interest rate will you pay?

%

How long a loan will you get?

years

What will the start date of your loan be?

JanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecember 1995199619971998199920002001200220032004200520062007200820092010

What prepayment options are you considering?

None: No PrepaymentMonthly: Pre-pay a set amount each monthAnnually: Pre-pay a set amount once each yearBi-weekly: 26 half paymts/yr - 2 half pre-paymts each 6 monthsBi-weekly: 26 half paymts/yr - 1 full pre-paymt each 12 monthsOne Time: Pre-pay one set amount after a given number of months

Prepayment Amount (enter zero if none):

$

 

Lump sum payment to be paid after month number (enter zero if none):

 

 

  

Your monthly payment (or bi-weekly payment, if that was your selection above) is:

$

 

The total interest to be paid on this loan as is:

$

 

The average amount of interest you'll pay each Month:

$

 

How much interest you'll save each month:

$

 

 

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