Following manufacturer's instructions, screen-print the circle patterns onto the huck cloth in a random pattern. Begin by positioning a screen and squirting paint across the top. Drag the paint over the screen using a squeegee. Lift the screen, rinse, and repeat elsewhere on the towel. Allow the paint to dry; then heat-set with a dry hot iron.
Iron fusible webbing to the back of scrap fabric. Cut a simple monogram from the fabric. Peel the paper backing and position the monogram on the screened fabric. Using a dry, hot iron, adhere the applique. Using a satin stitch, sew around the outer edge of the monogram.
Hem all raw edges of the fabric and add decorative strips to the bottom of the towel by sewing on coordinating fabric.
Include more details by sewing ribbons across the bottom and top, making a loop at the top to create a hanger. Sew buttons to the center of the printed circles and onto the ribbons using embroidery floss or regular thread.