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1. Lightly coat two 16- to 20-ounce casseroles with cooking spray. Tear bread into bite-size pieces. Divide between prepared casseroles. Add ham and cheese.
2. In a medium bowl combine eggs, milk, and pepper;* beat with a rotary beater or wire whisk. Pour egg mixture evenly over bread; press lightly with the back of a spoon to thoroughly moisten bread. Cover and chill for 2 to 24 hours.
3. Preheat oven to 325 degrees F. Bake casseroles, uncovered, for 30 to 35 minutes or until a knife inserted near centers comes out clean. Let stand for 10 minutes before serving.