Keep utility bills in check with
energy-saving measures.

Taming Soaring Bills

Some of the simplest ways to save money during energy spikes include weather stripping and programmable thermostats. But you may also want to consider more expensive attic fans, high-efficiency windows, and reflective roofs.

Rising fuel costs ripple through the economy, and could spark inflation in the price of materials and labor. Home equity loans are an attractive way to finance costly home projects, and the ability to write off the interest paid on home equity loans and lines of credit may make these loans palatable for you and your family. Other benefits include possible tax credits and low-interest loans for energy-saving home projects; check with your state government to see if you qualify.

Improvements to boost energy efficiency offer other benefits. Insulating pipes reduces energy lost during hot-water delivery and prevents freeze-up damage in case your main heating system fails. And a high-efficiency natural-gas fireplace can become a valuable backup to oil or electric heating systems.