Genius Bedroom Storage Ideas

See how you can pack more storage into your bedroom and closet and maximize organization.

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Browse Backsplashes

Transform your kitchen with one of these stylish backsplash ideas.

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Find Your Dream Backyard

Whether you dream of sunning by a state-of-the-art pool or strolling through a simple cottage garden, there's an outdoor oasis with your name written all over it. Take this quiz to find out where you really belong.

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DIY Patio Ideas

Want to boost the beauty and usefulness of your outdoor spaces? Put one of these inspiring DIY patio ideas to work in your landscape.

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Update for $100

When it comes to DIY home projects, inexpensive does not have to equal inconsequential. For less than $100, you can create custom light fixtures, build accent walls, update your floors, or design one-of-a-kind decor. Budget home projects can make a big difference, as proven by this bunch of crafty bloggers.

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Add Exterior Charm

Is your home's exterior looking a little drab? These homes were too, until character-boosting updates completely transformed their dull facades. Take a cue from their makeovers and you too can refresh your exterior.

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Budget Curb Appeal

Be the best home on the block for less. These budget curb appeal updates will show you how.

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Popular in Home Improvement

Homeowners Insurance

Homeowners Insurance. Information for home design and remodeling.

If you'll be doing the work yourself with the help of friends or family, make sure you have enough liability coverage to protect you if injuries occur. Contractors should have their own coverage, but ask to see a certificate of insurance showing proof of general liability, worker's compensation, and even auto insurance if commercial vehicles will be on your property.

Also, check your contract to find out who owns materials prior to installation. If materials will be stored on your property, you may need more personal property insurance. Verify that your contractor will protect your property while working, because your insurance may not fully cover damage from carelessness such as poorly covering an open roof.

If your project includes structural work or digging a basement, you may need a builder's risk policy, which covers damage from fire, wind, flood, collapse, and vandalism.

When you remodel your house, make sure your insurance gets an upgrade, too.

A survey by the Independent Insurance Agents of America indicated that nearly 60 percent of homeowners who recently made significant structural changes have not updated their policies. That means they may not have enough insurance to cover their homes entirely.

Many owners are surprised by which projects significantly increase a home's value. A new bathroom or new windows and doors can increase value enough to require more insurance. Contact your broker to find out more.

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