3. Dumbbell squat. Stand with feet slightly wider than shoulder width. With weights in each hand by your hips, slowly lower your body until thighs are about parallel to the floor -- never further. Return to standing. Keep back and head erect and feet flat on floor, and don't lock your knees. Works front and rear thighs (quadriceps and hamstrings) and butt muscles (gluteals).

4. Shoulder press. Stand with feet about shoulder-width apart. Lift dumbbells to shoulders. Press the left one overhead and lower slowly to shoulder. Repeat, alternating sides. Keep back straight and movements steady. Works shoulders and triceps.

5. Trunk curl. (This exercise uses no weights.) Lie on a mat with your knees bent. Pull in your stomach, imagining your belly button glued to your spine. As you slowly curl your head and shoulders off the mat, exhale. Inhale as you lower. Don't strain your neck or raise hips. Works the dreaded belly.